Lake Monticello Homes for Sale

Lake Monticello Homes for Sale

Welcome to Lake Monticello, a picturesque community nestled in the heart of Fluvanna County, Virginia, just a stone's throw from the charming town of Palmyra. This serene subdivision offers a unique blend of natural beauty and modern living, making it an ideal destination for families, retirees, and anyone seeking a tranquil lifestyle.

Lake Monticello is renowned for its stunning 3,000-acre lake, which serves as the centerpiece of the community. Residents enjoy a wealth of recreational activities, from boating and fishing to swimming and hiking along scenic trails. The lush landscapes and well-maintained parks create an inviting atmosphere, perfect for outdoor enthusiasts and those looking to unwind in nature.

As you explore the homes for sale in Lake Monticello, you'll discover a diverse selection of properties that cater to various tastes and budgets. Whether you're in search of a cozy cottage, a spacious family home, or a luxurious waterfront estate, this community has something for everyone. Many homes boast modern amenities, open floor plans, and beautiful views, ensuring that you can find the perfect space to call your own.

In addition to its natural beauty and appealing homes, Lake Monticello offers a vibrant community spirit. Residents enjoy access to a variety of social clubs, events, and activities that foster connections and friendships. With its convenient location near Palmyra, you’ll have easy access to shopping, dining, and local attractions while still enjoying the peaceful atmosphere of your lakeside sanctuary.

Come discover the charm of Lake Monticello and find your dream home in this idyllic community!

Newest Lake Monticello Homes for Sale

$327,000
3 Beds ⋅ 4 Baths ⋅ 680206 MLS
Welcome to 5 Bridlewood Drive, where comfort and convenience come together in the heart of Lake Monticello! This inviting 3-bedroom, 2.5-bath home offers over 1,700 finished square feet with a functional three-level layout featuring a cozy living room with a wood-burning fireplace, an eat-in kitchen, spacious bedrooms, and a finished walk-out basement complete with a family room, full bath, laundry area, and bonus room perfect for a home office, gym, or hobby space. Enjoy relaxing on the deck or covered front porch, and appreciate being just minutes from the Turkey Sag Gate and the Food Lion Shopping Center for easy access in and out of the community. Lake Monticello amenities include a private 352-acre lake, five beaches, an 18-hole golf course, clubhouse, pool, tennis and pickleball courts, playgrounds, walking trails, boat launches, community docks, and year-round activities. Come see why so many love calling Lake Monticello home!

5 Bridlewood Dr, Palmyra
$499,000
4 Beds ⋅ 4 Baths ⋅ 680178 MLS
Exceptional value meets thoughtful design in this stunning 4-bedroom, 4-bath contemporary home where 3 bedrooms feature its own private en suite bath, a rare and highly desirable feature.The bright, open floor plan showcases gorgeous hardwood flooring, soaring ceilings, and an inviting great room with a new custom entertainment center. The kitchen has been refreshed with a new backsplash, while the dining room and foyer feature new tile flooring.The main-level primary suite offers a beautifully remodeled bath with an extra-large walk-in shower, two walk-in closets, and a built-in storage bench. New carpeting throughout adds a fresh, move-in-ready feel. Enjoy outdoor living on the spacious entertaining deck overlooking the low-maintenance yard on a corner lot of more than one-half acre Additional highlights include 2,944 finished square feet, an HVAC system approximately six years old, and the confidence of a Pre-Listing Home Inspection already completed and available for buyer review. With its unique floor plan, extensive updates, and motivated sellers, this home is an outstanding opportunity for buyers seeking style, comfort, and value.

27 Ponderosa Ln, Palmyra
$549,900
4 Beds ⋅ 4 Baths ⋅ 680067 MLS
Just listed a true gem Lake Monticello with 3 levels of living quality built by Churchhill Homes . Over 3500 finished sq. ft. w first floor king master suite and escape to screened porch. Open and light bright with gourmet kitchen & island & granite and maple cabinets adjacent to great room with breakfast nook and deck to escape to. Formal dining room . All hardwood floors 2 floors. Upstairs 3 bedrooms and bath and large family room or office. Lower level home theater with bar with inside/outside access. This home offers many possibilities for all and best suited for family that likes to entertain or enjoy family time.. Priced to sell near tax assessment. Quick occupancy possible.

39 Cliftwood Rd, Palmyra
$369,900
3 Beds ⋅ 2 Baths ⋅ 680056 MLS
OPEN HOUSE 8/1 12-2pm!! EXCELLENT LOCATION!! Darling Lake Monticello ranch-style home situated on 1/2+ acre lot w/ beautiful golf course views!! True 1-level living only 2 steps to enter & convenient ramp in the garage for easy accessibility. This charming property is filled with features to love, including vaulted ceilings, new skylights, new windows, new roof, built-ins & an open living concept that feels bright & welcoming. Sunroom views overlooking the golf course with natural light & a stunning floor-to-ceiling wood-burning fireplace that serves as a beautiful focal point. Sliding doors lead to the back deck with low-maintenance vinyl decking. Spacious bedrooms & bathrooms. Primary features double vanity, an excellent bathroom layout, cedar closet & a private deck where you can relax & enjoy the scenery & golf course. Stairs lead to the easily accessible storage room above the garage offers ample space. An attached workshop, ideal for hobbies or extra storage. Gutter guards too. Perfectly situated on one of Lake Monticello’s most coveted streets, this home also offers easy access to Monish Gate & Beach 3. This well-designed home blends rustic charm, comfort & location, making it a truly special opportunity in Lake Monticello.

28 Out Of Bounds Rd, Palmyra
$950,000
3 Beds ⋅ 3 Baths ⋅ 679727 MLS
COMING SOON! Welcome to this exceptional waterfront retreat where privacy, quality & breathtaking lake views come together on a beautifully landscaped 1-acre lot with 256' of waterfrontage. The spacious foyer w-skylight opens to a stunning great room featuring soaring vaulted ceilings w-exposed wood beams, wood-burning fireplace & walls of windows framing spectacular lake views. The expansive kitchen offers solid stone counters, large island, double wall ovens, abundant cabinetry & generous workspace. Main-level primary suite is a true sanctuary w-lake views, a walk-in closet, an impressive custom 5' x 8' tiled shower, and washer/dryer hookup. Relax in the sunroom or screened porch overlooking the fenced backyard w-an irrigation system, built-in planters, multiple outdoor spigots & an invisible fence. The walk-out terrace level is ideal for guests or multigenerational living w-a separate entrance, a complete kitchenette, dining area, living room w-pellet stove, 2 bedrooms, den/possible 4th bedroom & full bath. Additional highlights include an oversized garage, loads of storage room, 1 step to get inside, Sunsetter retractable awning, LVP flooring, new HVAC & water heater in 2025, gutter guards & an unbeatable waterfront setting.

21 Clark Ct, Palmyra
$449,000
3 Beds ⋅ 3 Baths ⋅ 679826 MLS
Open House Sunday 8/2: 2:00 - 4:00 pm Thoughtfully renovated and move-in ready inside the gates of Lake Monticello, this 3-bedroom, 3-bath ranch is ready for you. The brand-new kitchen, fully remodeled bathrooms, refinished hardwood floors, and a stunning new bay window give this home a fresh, modern feel while retaining its original warmth and character — including a cozy gas fireplace, library nook with built-ins, and an open living and dining layout that flows effortlessly. The two-car garage, and spacious closets throughout add everyday practicality, while the lower level offers a large family room, full bath, and generous bonus room perfect for guests, a gym, or home office. Outside, a fenced backyard with three decks, a hot tub, and firepit, creates a private retreat unlike anything else at this price point inside Lake Monticello.

26 Wildwood Dr, Palmyra
$359,900
3 Beds ⋅ 2 Baths ⋅ 679806 MLS
The upgrades to this extremely well located home in the gated community of Lake Monticello should catch your attention when looking for the perfect place to call home! Roof & heat pump were replaced in 2020. No need to worry about the plumbing system either as the Qwest was replaced w/ PEX in 2021! The backyard became an even better outdoor space in 2021 w/ the construction of the Trex deck! Woven wire backyard fence is less than a year old, too. Granite counters & stainless appliances provide a modern feel to this salt box style home. The side entry, 2-car garage offers a highly desirable yet not-so-common feature when compared to so many homes at the lake. A separate kitchen pantry is another feature that helps this home standout! Ample storage also exists here when looking at the number & size of closets not associated w/ an actual bedroom. Lafayette Park is right around the corner & provides so many activities - playground, tennis, pickleball, & basketball. It is such a short drive to the home once you pass through the Monish (Tufton) Gate, too. Lake Monticello offers everything you need w/in the community itself! Pool, community beaches, security force, playgrounds, restaurants, shopping!

29 Monish Dr, Palmyra
$380,000
3 Beds ⋅ 3 Baths ⋅ 679604 MLS
Completely renovated 3-bed, 2-bath home at Lake Monticello with an open vaulted main level featuring kitchen (white cabinets, granite countertops, breakfast bar, stainless appliances), dining room to rear deck with wire railing, and living/family room with gas fireplace w/ shiplap surround. Main level includes a master with large closet and new-tile ensuite with new custom tile shower plus two additional bedrooms and full bath. Finished basement offers a second family room with wet bar and wine fridge, office/guest room, full bath, laundry/mud room, and 1-car garage with walkout to a lower deck. Updates include fresh paint, luxury vinyl and tile floors, new windows, roof, siding, garage opener, fixtures, and a gravel circular driveway. Community amenities: 350-acre lake, 5 beaches, golf course, pool, playgrounds, basketball and tennis courts, fishing pond, walking track, and clubhouse.

29 Marwood Dr, Palmyra
$739,000
4 Beds ⋅ 3 Baths ⋅ 679602 MLS
This well maintained waterfront home is nestled among mature hardwoods just a short boat ride up Washington Cove from the main body of water at Lake Monticello, a gated amenity rich golf course community. Bring your kayaks, canoes, or pontoon boat and dock at your own property. Enjoy relaxing on and fishing from your own boat dock & bulkhead. The full length rear deck features a screened porch, space for a hot tub, and overlooks the cove. Our amazing house has 4 bedrooms, 3 full baths, large open great room with cathedral ceilings, beautiful hardwood floors & gas fireplace. Main level primary suite offers cathedral ceiling, hardwood floors, soaking tub, double vanity, seperate shower, plus his and hers closets The finished walkout terrace level is home to the 4th bedroom, 3rd full bath, huge family room with free standing gas fireplace, a flex room currently used as a home gym and large storage area with built-in shelving. Private lot with gentle sloping gravel walkway down to the water. Enjoy lakefront living, a quiet neighborhood, and close amenities all while being just 25 minutes from Charlottesville. Welcome home!

11 Chatham Ln, Palmyra
$385,000
3 Beds ⋅ 2 Baths ⋅ 679579 MLS
Open 7/26, 12-2pm. Enjoy exceptional curb appeal, landscaped gardens, and a private wooded backyard at this beautifully maintained one-level home. Offering 3 bedrooms plus a versatile recreation room or home office with its own private entrance, this home combines flexible living with low-maintenance convenience. The open living and dining areas feature hardwood floors, vaulted ceilings, skylights, bay windows, and a cozy gas fireplace. Relax year-round on the screened porch overlooking the peaceful backyard. The kitchen is well equipped with a wall oven, electric cooktop, breakfast bar, and breakfast nook with bay window and porch access. Privately situated, the primary suite offers a vaulted ceiling, large arched window, walk-in closet, and en-suite bath, while two additional bedrooms are generously sized with hardwood flooring throughout. A spacious flex room off the laundry is ideal for a home office, gym, or hobby space. Outside, enjoy mature landscaping, a tiered stone patio, and a tranquil setting designed for easy upkeep. A one-car garage provides parking and additional storage. Located in Lake Monticello, just 20 minutes from Charlottesville, you'll enjoy lake access, golf, tennis, beaches, and other community amenities.

5 Briarwood Rd, Palmyra
$375,000
3 Beds ⋅ 3 Baths ⋅ 679548 MLS
Welcome to ever-popular ad amenity rich Lake Monticello. Just a short walk from Beach 3, 45 Amethyst offers the serenity and comfort you've been hoping to find at the lake. From the expansive front porch to the oversized garage, the first impression will stay with you. The main level offers a wonderful living area with wood burning fireplace, a formal dining area, half bath and kitchen with bar seating at the peninsula and fantastic flex area that leads outside to a Trex deck ready for entertaining and gathering overlooking nature and wildlife. You'll also love the real wood trim on the doorways and windows. Upstairs you'll find two generous secondary bedrooms that each have their own walk-in closet along with a full bath and large primary bedroom with walk-in closet and en suite bathroom. The walk-out, unfinished basement is a blank slate with lots of potential equitable possibilities. All Quest plumbing has been replaced and also has a new main water line to the road! Don't let this one pass you by!

45 Amethyst Rd, Palmyra
$269,900
3 Beds ⋅ 2 Baths ⋅ 679370 MLS
OPEN LAYOUT IN LAKE MONTICELLO - CONVENIENTLY LOCATED OUTSIDE THE MAIN GATE! Welcome to this well-maintained 3-bedroom, 2-bath home offering comfortable one-level living with a bright, open floor plan. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect setting for everyday living and entertaining. The primary suite features a private full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy your morning coffee or unwind after a long day on the screened porch overlooking the backyard. Located in the desirable Lake Monticello community, this home offers the convenience of being just outside the main gate for easy access while still enjoying all the amenities the community has to offer. A wonderful opportunity to enjoy comfortable living in a fantastic location!

56 Riverside Dr, Palmyra
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