Lake Monticello Real Estate

Lake Monticello Real Estate

Welcome to Lake Monticello, a hidden gem nestled in the heart of Fluvanna County, Virginia. This picturesque subdivision offers a harmonious blend of serene lakefront living and vibrant community spirit, making it an ideal choice for those seeking both tranquility and connection. Just a short drive from the charming city of Palmyra, residents enjoy the perfect balance of rural charm and modern convenience.

Lake Monticello is renowned for its stunning 3,000-acre lake, which serves as the centerpiece of this welcoming community. With over 20 miles of shoreline, the lake provides ample opportunities for fishing, boating, and swimming, making it a paradise for outdoor enthusiasts. The community is also home to a variety of recreational amenities, including a golf course, tennis courts, and walking trails, all designed to enhance the active lifestyle of its residents.

Families will appreciate the excellent schools in Fluvanna County, ensuring a quality education for children of all ages. The close-knit community hosts regular events and activities, fostering a sense of belonging among neighbors and making Lake Monticello a truly special place to call home.

Whether you’re looking for a vacation retreat or a permanent residence, Lake Monticello offers a unique lifestyle that combines natural beauty with a vibrant community atmosphere. Explore the possibilities that await you in this enchanting subdivision, where every day feels like a getaway. Come and discover your dream home in Lake Monticello, where life is a little sweeter by the water!

Newest Listings in Lake Monticello

$327,000
3 Beds ⋅ 4 Baths ⋅ 680206 MLS
Welcome to 5 Bridlewood Drive, where comfort and convenience come together in the heart of Lake Monticello! This inviting 3-bedroom, 2.5-bath home offers over 1,700 finished square feet with a functional three-level layout featuring a cozy living room with a wood-burning fireplace, an eat-in kitchen, spacious bedrooms, and a finished walk-out basement complete with a family room, full bath, laundry area, and bonus room perfect for a home office, gym, or hobby space. Enjoy relaxing on the deck or covered front porch, and appreciate being just minutes from the Turkey Sag Gate and the Food Lion Shopping Center for easy access in and out of the community. Lake Monticello amenities include a private 352-acre lake, five beaches, an 18-hole golf course, clubhouse, pool, tennis and pickleball courts, playgrounds, walking trails, boat launches, community docks, and year-round activities. Come see why so many love calling Lake Monticello home!

5 Bridlewood Dr, Palmyra
$499,000
4 Beds ⋅ 4 Baths ⋅ 680178 MLS
Exceptional value meets thoughtful design in this stunning 4-bedroom, 4-bath contemporary home where 3 bedrooms feature its own private en suite bath, a rare and highly desirable feature.The bright, open floor plan showcases gorgeous hardwood flooring, soaring ceilings, and an inviting great room with a new custom entertainment center. The kitchen has been refreshed with a new backsplash, while the dining room and foyer feature new tile flooring.The main-level primary suite offers a beautifully remodeled bath with an extra-large walk-in shower, two walk-in closets, and a built-in storage bench. New carpeting throughout adds a fresh, move-in-ready feel. Enjoy outdoor living on the spacious entertaining deck overlooking the low-maintenance yard on a corner lot of more than one-half acre Additional highlights include 2,944 finished square feet, an HVAC system approximately six years old, and the confidence of a Pre-Listing Home Inspection already completed and available for buyer review. With its unique floor plan, extensive updates, and motivated sellers, this home is an outstanding opportunity for buyers seeking style, comfort, and value.

27 Ponderosa Ln, Palmyra
$549,900
4 Beds ⋅ 4 Baths ⋅ 680067 MLS
Just listed a true gem Lake Monticello with 3 levels of living quality built by Churchhill Homes . Over 3500 finished sq. ft. w first floor king master suite and escape to screened porch. Open and light bright with gourmet kitchen & island & granite and maple cabinets adjacent to great room with breakfast nook and deck to escape to. Formal dining room . All hardwood floors 2 floors. Upstairs 3 bedrooms and bath and large family room or office. Lower level home theater with bar with inside/outside access. This home offers many possibilities for all and best suited for family that likes to entertain or enjoy family time.. Priced to sell near tax assessment. Quick occupancy possible.

39 Cliftwood Rd, Palmyra
$369,900
3 Beds ⋅ 2 Baths ⋅ 680056 MLS
OPEN HOUSE 8/1 12-2pm!! EXCELLENT LOCATION!! Darling Lake Monticello ranch-style home situated on 1/2+ acre lot w/ beautiful golf course views!! True 1-level living only 2 steps to enter & convenient ramp in the garage for easy accessibility. This charming property is filled with features to love, including vaulted ceilings, new skylights, new windows, new roof, built-ins & an open living concept that feels bright & welcoming. Sunroom views overlooking the golf course with natural light & a stunning floor-to-ceiling wood-burning fireplace that serves as a beautiful focal point. Sliding doors lead to the back deck with low-maintenance vinyl decking. Spacious bedrooms & bathrooms. Primary features double vanity, an excellent bathroom layout, cedar closet & a private deck where you can relax & enjoy the scenery & golf course. Stairs lead to the easily accessible storage room above the garage offers ample space. An attached workshop, ideal for hobbies or extra storage. Gutter guards too. Perfectly situated on one of Lake Monticello’s most coveted streets, this home also offers easy access to Monish Gate & Beach 3. This well-designed home blends rustic charm, comfort & location, making it a truly special opportunity in Lake Monticello.

28 Out Of Bounds Rd, Palmyra
$45,000
680030 MLS
Flat building lot in the Crofton Section of Lake Monticello. Come build your dream home! Located right near the entrance of the section for easy commute to Charlottesville. Restaurants, retail, farmers market, and others all with-in 2 mins. Come explore all the amenities Lake Monticello has to offer.

Jennings Dr, Palmyra
$950,000
3 Beds ⋅ 3 Baths ⋅ 679727 MLS
COMING SOON! Welcome to this exceptional waterfront retreat where privacy, quality & breathtaking lake views come together on a beautifully landscaped 1-acre lot with 256' of waterfrontage. The spacious foyer w-skylight opens to a stunning great room featuring soaring vaulted ceilings w-exposed wood beams, wood-burning fireplace & walls of windows framing spectacular lake views. The expansive kitchen offers solid stone counters, large island, double wall ovens, abundant cabinetry & generous workspace. Main-level primary suite is a true sanctuary w-lake views, a walk-in closet, an impressive custom 5' x 8' tiled shower, and washer/dryer hookup. Relax in the sunroom or screened porch overlooking the fenced backyard w-an irrigation system, built-in planters, multiple outdoor spigots & an invisible fence. The walk-out terrace level is ideal for guests or multigenerational living w-a separate entrance, a complete kitchenette, dining area, living room w-pellet stove, 2 bedrooms, den/possible 4th bedroom & full bath. Additional highlights include an oversized garage, loads of storage room, 1 step to get inside, Sunsetter retractable awning, LVP flooring, new HVAC & water heater in 2025, gutter guards & an unbeatable waterfront setting.

21 Clark Ct, Palmyra
$449,000
3 Beds ⋅ 3 Baths ⋅ 679826 MLS
Open House Sunday 8/2: 2:00 - 4:00 pm Thoughtfully renovated and move-in ready inside the gates of Lake Monticello, this 3-bedroom, 3-bath ranch is ready for you. The brand-new kitchen, fully remodeled bathrooms, refinished hardwood floors, and a stunning new bay window give this home a fresh, modern feel while retaining its original warmth and character — including a cozy gas fireplace, library nook with built-ins, and an open living and dining layout that flows effortlessly. The two-car garage, and spacious closets throughout add everyday practicality, while the lower level offers a large family room, full bath, and generous bonus room perfect for guests, a gym, or home office. Outside, a fenced backyard with three decks, a hot tub, and firepit, creates a private retreat unlike anything else at this price point inside Lake Monticello.

26 Wildwood Dr, Palmyra
$359,900
3 Beds ⋅ 2 Baths ⋅ 679806 MLS
The upgrades to this extremely well located home in the gated community of Lake Monticello should catch your attention when looking for the perfect place to call home! Roof & heat pump were replaced in 2020. No need to worry about the plumbing system either as the Qwest was replaced w/ PEX in 2021! The backyard became an even better outdoor space in 2021 w/ the construction of the Trex deck! Woven wire backyard fence is less than a year old, too. Granite counters & stainless appliances provide a modern feel to this salt box style home. The side entry, 2-car garage offers a highly desirable yet not-so-common feature when compared to so many homes at the lake. A separate kitchen pantry is another feature that helps this home standout! Ample storage also exists here when looking at the number & size of closets not associated w/ an actual bedroom. Lafayette Park is right around the corner & provides so many activities - playground, tennis, pickleball, & basketball. It is such a short drive to the home once you pass through the Monish (Tufton) Gate, too. Lake Monticello offers everything you need w/in the community itself! Pool, community beaches, security force, playgrounds, restaurants, shopping!

29 Monish Dr, Palmyra
$315,000
3 Beds ⋅ 2 Baths ⋅ 679805 MLS
The price, curb appeal, improvements, location outside the gates, storage shed, paved driveway, and ENCAPSULATED CRAWLSPACE with COMMERCIAL DEHUMIDIFIER in place should make this property one of your must sees at Lake Monticello! The large, covered front porch creates an atmosphere where you want to spend time and welcomes you to this beautiful home. Step inside and be greeted to an oversized living room with a woodburning fireplace. One of the great features, too, is a wood storage compartment that is accessible from the outside so there is no need to bring the wood through the house. It will be difficult to find another kitchen that offers this much space in a house this size and at this price point! All flooring in the all bedrooms was replaced during the fall 2021. Stainless refrigerator, microwave, and dishwasher were replaced in December 2021. Seamless gutters were installed in April 2022. Both bathroom were renovated during 2022. Driveway was paved in May 2023. Entire heat pump (air handler and outside unit) were replaced in May 2022. All ductwork was replaced in August 2025. Kitchen floor was replaced during the spring 2026. Wow! This home has received so much love and attention!

9 Chippewa Ln, Palmyra
$89,000
679777 MLS
Opportunities like this don't come along often. Build the home you've been dreaming of on one of the few remaining vacant lots in the sought-after Lake Monticello community. Perfectly positioned with beautiful views overlooking holes 14 and 15 of the golf course, this property offers a peaceful setting where you can enjoy manicured fairways, mature trees, and the beauty of every season from your own backyard. Vacant lots within Lake Monticello have become increasingly rare, making this an exceptional opportunity for those looking to build now or invest for the future. Whether you envision a full-time residence or a weekend retreat, you'll enjoy all the amenities this gated community has to offer, including lake access, golf, beaches, tennis and pickleball courts, swimming pool, walking trails, dining, and more. Bring your builder and your vision—this is your chance to secure one of the community's limited remaining homesites in an unbeatable golf course location.

29 Barrett St, Palmyra
$380,000
3 Beds ⋅ 3 Baths ⋅ 679604 MLS
Completely renovated 3-bed, 2-bath home at Lake Monticello with an open vaulted main level featuring kitchen (white cabinets, granite countertops, breakfast bar, stainless appliances), dining room to rear deck with wire railing, and living/family room with gas fireplace w/ shiplap surround. Main level includes a master with large closet and new-tile ensuite with new custom tile shower plus two additional bedrooms and full bath. Finished basement offers a second family room with wet bar and wine fridge, office/guest room, full bath, laundry/mud room, and 1-car garage with walkout to a lower deck. Updates include fresh paint, luxury vinyl and tile floors, new windows, roof, siding, garage opener, fixtures, and a gravel circular driveway. Community amenities: 350-acre lake, 5 beaches, golf course, pool, playgrounds, basketball and tennis courts, fishing pond, walking track, and clubhouse.

29 Marwood Dr, Palmyra
$739,000
4 Beds ⋅ 3 Baths ⋅ 679602 MLS
This well maintained waterfront home is nestled among mature hardwoods just a short boat ride up Washington Cove from the main body of water at Lake Monticello, a gated amenity rich golf course community. Bring your kayaks, canoes, or pontoon boat and dock at your own property. Enjoy relaxing on and fishing from your own boat dock & bulkhead. The full length rear deck features a screened porch, space for a hot tub, and overlooks the cove. Our amazing house has 4 bedrooms, 3 full baths, large open great room with cathedral ceilings, beautiful hardwood floors & gas fireplace. Main level primary suite offers cathedral ceiling, hardwood floors, soaking tub, double vanity, seperate shower, plus his and hers closets The finished walkout terrace level is home to the 4th bedroom, 3rd full bath, huge family room with free standing gas fireplace, a flex room currently used as a home gym and large storage area with built-in shelving. Private lot with gentle sloping gravel walkway down to the water. Enjoy lakefront living, a quiet neighborhood, and close amenities all while being just 25 minutes from Charlottesville. Welcome home!

11 Chatham Ln, Palmyra
Start Your Search